Tanggung Jawab Hukum Berdasarkan Pasal 1365 KUH Perdata Terhadap Tertanggung yang Mengalami Kerugian Dalam Kasus Gagal Bayar Asuransi Jiwa

Agnes Widananti

Abstract


This article aims to identify the provisions of legislation regarding legal liability for life insurance insureds as well as legal responsibility based on Article 1365 of the Civil Code for insureds who suffer losses in cases of failure to pay life insurance. This research is normative juridical research which uses primary materials in the form of statutory regulations with a conceptual approach and secondary data obtained through literature studies consisting of books, journal articles and internet sites. The results of this research are the importance of an insurance policy as written evidence to request compensation due to non-fulfillment of contractual obligations in a life insurance agreement and based on Article 1365 of the Civil Code, the insurer is obliged to carry out legal liability due to their fault by compensating the insured for losses in cases of life insurance failure to pay.


Keywords


insurance, life insurance, insured, insurer, legal liability.

Full Text:

PDF

References


Afifah, Tsalisa Nur, and Ratna Januarita. “Mekanisme Perlindungan Hukum Bagi Nasabah Perusahaan Asuransi Yang Mengalami Gagal Bayar Dihubungkan Dengan Peraturan Perasuransian.” Bandung Conference Series: Law Studies 2, no. 1 (2022): 500–505.

Badruzaman, Dudi. “Perlindungan Hukum Tertanggung Dalam Pembayaran Klaim Asuransi Jiwa.” YUSTISIA MERDEKA : Jurnal Ilmiah Hukum 5, no. 2 (2019): 91–114.

Idrus, Muhammad. “Fraud Pada Perusahaan Asuransi Jiwa Di Indonesia.” Amkop Management Accounting Review (AMAR) 3, no. 1 (2023): 24–29.

Puspita, Aina Cahya, and Tri Reni Novita. “Tinjauan Yuridis Terhadap Asuransi Jiwa Dalam Proses Pelaksanaan Penyelesaian Klaim Pembayaran Asuransi Studi Putusan Nomor 111/PDT.G/2014/PN.PTK.” RECHTSNORMEN 1, no. 1 (2022): 8–14.

Sinaga, Wetmen. “Tinjauan Yuridis Terhadap Hak Dan Kepentingan Pemegang Polis Asuransi.” Jurnal Hukum To-Ra : Hukum Untuk Mengatur Dan Melindungi Masyarakat 8, no. 3 (2022): 341–56.

Subagiyo, Dwi Tatak, and Fries Melia Salviana. Buku Hukum Asuransi. Surabaya : PT. Revka Petra Media, 2016.

Susi, Idayanti, and Aryani Fajar Dian. Hukum Asuransi. Bantul: Penerbit Tanah Air Beta, 2020.

Tharman, Muhammad, Setiawan Darwis, Nirwan Junus, and Julius T Mandjo. “Tanggung Jawab AJB Bumiputera Kepada Pemegang Polis Gagal Bayar Menurut Pasal 1365 KUHPerdata.” Aufklarung: Jurnal Pendidikan 2, no. 4 (2022): 489–90.




DOI: https://doi.org/10.5281/zenodo.10516229

Refbacks

  • There are currently no refbacks.


Copyright (c) 2024 Agnes Widananti

Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

 

 

Socius: Jurnal Penelitian Ilmu-Ilmu Sosial

ISSN : 3025-6704